Raising commercial finance

Already approved in principle?

If you have an offer or approval in principle from a lender on a business loan, commercial mortgage or any type of commercial deal, it is a good time to get in touch with us as this is often where we can be most effective. Over the course of a few hours after your initial contact we can probably save you thousands of pounds on fees and interest rates payable. We will need a brief idea of your case in order to cross check the rate you have been offered against the best rates our banking and lending contacts are prepared to offer you.

A recent example was a hotel refinancing in Birmingham, England, the best rate this client had been quoted was 2.75% above base with Nat West bank, after discussions with our client and with a little bit of care and thought we managed to re-present the case to HSBC and obtain a rate of 1.6% over base.

To see if we can do the same for you click here to contact us or email info@pmfi.co.uk we will telephone you shortly after we receive your request, for your information we will require the following information in most circumstances so its worth preparing the following:

A copy of the Approval in Principle from your current lender
A copy of the sales particulars for the business/ property being purchased if applicable.
A copy of your business plan and financial projections for the project
A brief summary of your personal assets and liabilities together with a CV.

We make no charge for this service and we will aim to come back within 24 hours.

First Time proposals

We can also help in securing commercial finance, business loans and mortgages for the first time. We have to make a charge for this service of £500 which is fully refundable on successful completion of the loan. This fee is in place in order that one of our experts is able to devote the correct amount of time to your proposal and work on your behalf presenting your proposal in as good a light as possible to a number of lenders to achieve a successful loan application. Ultimately we are paid by the lender when your loan is drawn down, it is at this point that we refund your £500. Our experience has shown that many business people find our approach refreshing. Click here to contact us.
We can secure commercial mortgages, business finance, and business loans for commercial property development, commercial investment property, hotels, public houses, restaurants or other leisure outlets.

In the healthcare and professional sector we can secure business finance and business loans and a range of factoring and asset lease financing services for professional practices such as doctor or veterinary surgeries, dental practices, pharmacies, residential / nursing homes or special needs care homes.

We can also provide a range of business finance and business loan solutions for the retail sector, schools and nurseries, manufacturing companies, farming and agriculture, and all aspects of franchises.

We can help secure commercial mortgages for the purchase or refinance of residential and commercial property and 'bridging' finance for the development of new-build residential and commercial property.

Some other services that we provide include:

Review and recommendations on structure and pricing of existing banking facilities.
Access to working capital for sole traders, partnerships and limited companies.
Raise capital for investment in an existing business or to invest in another business.
Access to capital to fund management buy in / buy out.
Sale and lease back facilities for premises to release equity / working capital.
SIPP and SSAS commercial mortgages. Accountants, solicitors and other professional advisors - would you like to refer your business loan and business finance enquiries to us? We are happy to negotiate a finder's fee for any business introduced to us.

Please use the reply box form below to request more information or our call back facility to speak to an expert. Or, if you prefer, here are some links to various specialist areas.

Business Loans
Commercial Mortgages
Asset Lease Financing
Factoring
Buy to Let Mortgages
Invoice Discounting

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